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Physician Contingency Reserve (PCR)

Portion of a claim deducted and held by a health plan before payment is made to a capitated physician. Revenue that is withheld from a provider’s payment to serve as an incentive for providing less expensive service. A typical withhold is approximately 20 percent of the claim. This amount can be paid back to the provider following analysis of his/her practice and service utilization patterns. See also Withhold.